Completely Updated: “Visionary Funding”, “Expansion Plan”, and NonProfit Models


Strategic Planning? Pitching Investors, Lenders?
Playing “What-if?,” Validating Value…


Here Are Your Tools to Forecast Revenue, Costs, Cashflow, Profit, Best/Worst Case Scenarios, Ratios, Valuation, Investor Deal…


Financial models use Excel® workbook templates for 100% flexibility
enabling exact customization to your business.

Financial Models Included With All Versions of BizPlanBuilder

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Learn More About the Full BizPlanBuilder System

30+ Years of Refinement and Simplification Make these Financial Forecasting Models the Best Ever

These are the latest generation of Excel workbook technology with every page automatically linked together. Take them one page at-a-time, or dive-in wherever you want, see where your financial intuition takes you.

Test, learn, see the effects unfold as you make even the slightest changes.

Best of all, you can modify the financial template as much as you want to tune it perfectly for your unique business model.

If you’re a business planning pro, you will appreciate the flexibility of the BizPlanBuilder system as well as the quality of the content that you would expect — for you, this is a real working toolset.

“BizPlanBuilder is the best financial projections software I’ve used…”

BizPlanBuilder excel business plan financial model template used successfully by Michael Culver

“Our company is a computer security software start-up. We were asked by an important first customer and a venture fund to submit a project and venture funding proposal and business plan. I have done this with a few different companies over the past few years, and I like BizPlanBuilder better than the financial projection software packages I have tried because of the unhindered flexibility to export it to an Excel workbook. Once I export it, I attach my own Excel worksheets to the workbook, to build up our own assumptions, then write formulas into the cells of the exported ‘Assumptions’ worksheet to suck values in from my various assumptions worksheets.

Surprisingly, I don’t know why, I couldn’t get that unrestricted flexibility with your competitors. In fact, I opened the new “Comprehensive” model you sent me, and I am surprised to find that you have now built in a bunch of assumptions worksheets just the way I have always done in the past. That’s great!”

~ Michael Culver, CFO, Aesec, Palo Alto, CA

Updated Business Planning Forecasting System

icon 30 year business planning software expertise
free business planning excel financial model

Want Just the Financial Models?
Available Separately for 1X Purchase & Download

These Newest Versions of the BizPlanBuilder Financial Models Have Been Thoroughly Revised to Cover Everything You (and investors or Lenders) Need.

And, they’ve been proven with more than several billion dollars in business financing.

free business plan financial template Comprehensive Budget / Feasibility Plan / Raise Capital
Bottom-up / Top-down system helps you build a complete financial picture—particularly valuable for a start-up or growing company. It’s everything you need for preparing a comprehensive budget as well as a detailed financial model for skeptical angel investors and venture capitalists. Play “what-if?” all day long until you find the groove you’re looking for.

best business plan software financial model template Bank Loans / SBA Financing
Linked statements for product or service businesses — Great for presentation to the SBA and lenders. Assumptions pages auto-fill the entire model. Five integrated financial calculators help plan future loan financing and automatically calculate all interest expense, loan repayment cash-flow, and balance sheet entries. See “Loan Wizard” below for more details.

sba business plan software financial model template Quantify Your Start-up Business Model
Creating useful, believable financial projections for your business can be tough, especially if yours is a brand new company with no financial history to build on. You’ll see in a moment how we get you there from here.

business plan software financial model template score Refine Your Established Company Business Model
For an established company, BizPlanBuilder makes this otherwise challenging job much, much easier, taking you step-by-step through the process of forecasting expansion, costs, sales, operating expenses, financing, capital investments, cash-flow, profits, valuation, best/worst case, break-even, financing requirements(?), and everything else.

business plan software financial model template Want a Forecast, But Don’t Need Outside Money?
Use the BizPlanBuilder models as a cash forecasting / management system for bootstrapping a growing business. These will save you hours and hours trying to create your own spreadsheets from scratch. Get a full financial picture and have handy model to project all of the above…

business plan software financial model template Strategic Planning & Budgeting
Easy to modify and update your financial forecasts. Simplifies ways to play “What-if?” with market changes, additions or reductions of staff.

business plan software financial model template Licensing
Evaluate long-term prospects for royalties. Build your case for licensee success.

business plan software financial model template Sale
Project compelling future success for prospective buyer. Calculate and validate valuation using 4 valuation methods.

“The BizPlanBuilder was a life saver in dealing with SBA loans and investors. You have to be so perfect and BizPlanBuilder allowed me to do so. Thanks!”
~ Shirley Duncan, Duncan Enterprises, Wheeling, IL

This Business Finance PhD Loves These Models,
Now You Can Present a Believable Projection Like the Smartest MBAs!

image business finance phd video testimonial for BizPlanBuilder business plan software template cloud

Video: How These Models Project Revenue, Costs, Cashflow, Profits, Ratios, Best/Worst, Break-Even, Valuation, and Investor Deal:

Why Some Say These Financial Models Are So Good…

Integrated, Preformatted and Verified Excel Templates

  • True “Flow-Through Financials” — Enter your financial figures just once, and they’ll automatically flow-through to all the other relevant statements, performing necessary calculations along the way!
  • Every worksheet is linked together — Just click the tabs at the bottom to go to any assumptions page or statement you want.
  • Enter your sales, expense, growth, and other assumptions and variables and let the program run the calculations…
  • Automatically calculates totals, percentages and ratios to show at a glance how much money you’ll need, when you’ll need it, and how soon you’ll make a profit.
  • See “what-if” when you change scenarios. It’s easy to update — If you change a number, the spreadsheets automatically recalculate for you.
  • Exclusive “One-Page Sensitivity Analysis — No need to create special “best-case” and “worst-case” scenarios, just enter up/down percentages next to each budget category to show what happens with higher sales or lower marketing costs.
  • Create projections for up to five years out — Year 1 by months, years 2-3 by quarters, years 1-5 by entire years. (Optional 10-year version available.)
  • Roll-over “Tool Tips” pop-up to provide convenient tips and advice as you build your financial plan
  • Charts and graphs are automatically generated for you
  • The “Use of Proceeds Summary” table suggests levels of investment required over 9/12/18/24 month periods — enabling you to prioritize your cash requirements to reach certain valuation milestones desired by most sophisticated investors. (When you understand this, you will realize why your deal will work and others won’t!)
  • Beautifully formatted —Your financials will look great to potential investors, lenders, etc.
  • Built using Microsoft Excel®, the industry-standard for generating financial forecasts investors and lenders are accustomed to.
  • To finish, you can check the boxes for just the pages you want to print or include with your plan.

Purchase & Download Just the Two 5-Year Excel Templates for $97

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compare business plan software templates

Better Financial Models Than From SCORE, the SBA, or SBDCs?!?

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Steven Breitman, CEO of Mindful Business Solutions speaks of his experience using BizPlanBuilder business plan
software compared to the SCORE spreadsheet, and during consulting engagements as an SBDC counselor.

Every Section of These Financial Models Is Integrated and Linked, and Automatically Do All of the Math For You.

Simply Fill-in / Update the Assumptions Pages and the Everything Else is Automatic

Print pages individually or the entire financial plan.

Click across the color-coded tabs at the bottom of your screen to access any assumptions page or statement you want.

  • Jump in and make changes.
  • See what happens…
  • More money or not?
  • (CTRL+Z to undo it!)
cusomizable excel business plan funding financial forecast projection model
Click to Enlarge.
Map of the model simplifies and helps you understand the logic and flow of financial forecasting.

Option: 5-Year Visionary Funding Financial Model
Extended to 10 Years

Longer-Term Project? Download the 10-year Model

Click to see sample Income Statement screen →

  • A 5-year projection is usually more than adequate, but some projects just require longer.
  • The BizPlanBuilder Comprehensive “Visionary Funding” Financial Model in Excel has been expanded from 5-years to 10-years
  • We extended every page to accommodate projects that require a 10-year time frame.
  • $97
Purchase & Download Just the 10-Year Excel Template Purchase & Download + Bundled with BizPlanBuilder Online Annual Subscription: $177
image 10-year business plan excel business plan template excel
Click to See Actual 10-Year P&L Statement

Unlimited Customization Enables an Exact Fit to Your Business

Why Most Other Systems Crash and Burn — They’re Rigid and Inflexible

They’re not written using Excel, they must import, and that’s where the trouble begins.

Instead, BizPlanBuilder is based in Excel.
It’s easy to use and many people around can support you.

From there, you can easily customize these financials to fit your exact requirements:

  • Add worksheets
  • Link to or from outside spreadsheets
  • Add or subtract lines or sections
  • Change formulas
  • Format to have them appear exactly the way you want them.

We’ve also made sure to keep the formulas simple so you can easily trace the logic if you need to.

Show how believable numbers can add up — unlike other financial models…

Input ⇒ BLACK BOX? ⇒ Output

With these models, you’ll see all the math and be able to explain “how you got there” in a clear and logical manner.

screen image business plan excel financial model template ratio analysisClick to Enlarge.
Models include calculations (with full explanations) for 33 ratios — important for showing you the financial health of your business.
(Better you see these before the bankers and investors do — and make changes, if necessary.) Now you’ll know what MBAs know.

Geir Ilstad angel investor recommend bizplanbuilder business plan software template

Better than a $1,500 Model

“We’ve been using your financial model for financial analysis, partnering, M&A, and VC analysis here in Silicon Valley and in Europe. I have used a few other programs like MoneySoft that cost $1500+ and yours are better, more accurate and more detailed. I can trust the integrity of the BizPlanBuilder financial models.”
~ Geir Ilstad, Prudent Management, Los Altos, CA

Recommends to Clients for Investor Funding

“Now I can recommend a standardized financial proforma that all of my clients can use. BizPlanBuilder’s financial model has just the right level of detail (without too much!) in the same format every time, eliminating the crazy-making submissions from so many amateurs I used to get.”
~ Robert Steven Kramarz, Executive Director, Investor, Author, Intelliversity The Funding Academy for Innovators – Led by Investors

Rob Kramarz intelliversity angel investor recommmends bizplanbuilder business planning software template

Built-in Coaching On Every Page Keeps You Going

free shark tank business plan cap table excel templateClick to Enlarge.

What to Enter Into Each Section?

At the top of each page, you’ll find an explanation of how to work with each worksheet.

The cells requiring input also have bubble help — Roll your mouse over these cells for comments and suggestions for filling in each section of the model.

If you are at all uncomfortable with finance — the language, concepts, meaning, anything — we have included comments within the cells to make sure you are clear about what is being asked.

It won’t insult your intelligence, but it will prepare you to think, plan, and speak financially.

Now you can do the math and understand your numbers and deal.
(Even a right-brain “Artist” or non-financial person can use these models!)

For example, the “Cap Table” shown here lets you play what-if? with certain stock scenarios and valuations.

Shows Investors and Lenders What They Want To See

screen image business plan software jian excel balance sheet template proClick to Enlarge.

free business planning excel financial model

Manages the ‘Pitch’ For You — Investors & Lenders Will “Get It”

Investors and lenders are still accustomed to reviewing “spreadsheets” and often ask many questions before they’ll authorize your funding.

You’ll be ready for them. Some want a summary now, but want detail later. Nevertheless, using BizPlanBuilder, you can easily select what you need to print to be fully prepared with multiple statement options:

  • Year 1 by Months
  • Years 2-3 by Quarters
  • Years 1-5 by Year
  • (All of the above)

Financial Worksheets included:

(Even the Assumptions pages are designed to be part of your plan presentation.)

  • Set-up by products, product lines, or profit centers
  • Incorporate up to 3-years of historical financial data to show a past, present & future continuum
  • Start-up Costs / Summary Use of Proceeds – Investors and lenders always ask…
  • Head-count and Space Planning (Who will you hire, how many… out to 5 years)
  • Demand/Revenue Model (list potential customers x segments x market penetration x prices)
  • Assumptions – Sales (easily adjust mix & seasonality from tables)
  • Assumptions – Marketing (use % of sales or actual)
  • Assumptions – COGS (use % of sales or actual)
  • Assumptions – R&D (use % of sales or actual)
  • Assumptions – G&A (use % of sales or actual)
  • Assumptions – Cash-flow (enter debt, equity, etc. — Shows cash balance from cash-flow statement to make it easy to see the effects of changes)
  • Assumptions – Balance Sheet (use historical numbers if available)
  • Assumptions – Financing. Five integrated financial calculators help plan future loan financing and automatically calculate all interest expense, loan repayment cash-flow, and balance sheet entries.
  • Capitalization Table Allocate shares of stock (common or preferred) over several rounds of financing
  • Personal Financial Statement (perfect for attaching to loan applications, etc.)

“I really appreciate the work that went into building your model. I have looked at a lot of software models and your model is the best I have seen. I use it for most of the projects I work on.”
~ Dr. Paul M. Wendee, DBA, CFP®, CBI, Managing Director, Paul M. Wendee & Associates, LLC, Dana Point, CA

Revenue / Demand Model Illustrates Growth Potential

How to avoid TWO common and catastrophic mistakes,
instead build credibility with investors from the start.

Mistake #3 – NEVER SAY, “Oh, and our numbers are conservative.”
Be prepared to explain/defend your numbers.

A competitor shows how one can just drag a graph to make your numbers look good.
How can one explain their logic or walk an investor through their process?

Using BizPlanBuilder you’ll be able to easily explain and justify your projections.
Investors understand this and the BizPlanBuilder methodology builds a case they can believe.

“Show me something I can believe.”

~ Ward Payne, Managing Partner, OSCCO Ventures, Los Altos, CA

Watch the video to see how we teach segmenting your markets and estimating penetration rates — investors often look here first.

It’s important to demonstrate clearly the magnitude of your opportunity. You as well as investors always want to know how big the “universe” of potential customers is. How big can your business become?

Build your “case” from the bottom-up
The idea here is to define your customer segments, then enter the universe of available customers into each segment. Then play “what-if?” with the penetration percentages to project unit sales.

Building upon that, you can estimate the percentage of customers who will buy at a given price… to calculate total revenue.

Most entrepreneurs guess at how many units they’ll sell, but can’t/don’t tie them to realistic market penetration numbers.

When investors ask how you arrived at their numbers, now you will have reasonable answers at every step.

Loan Wizard Automatically Manages Up to 5 Loans

One of Several Assumptions Pages
Makes Forecasting Easy

  1. Modeling debt financing is easy.
  2. Enter the loan start date, amount, and interest rate.
  3. Your payment is automatically calculated.
  4. Interest expenses, cash flow, and balance sheet line items are all automatically calculated — added and inserted in all the right places, showing on separate line listings for each one on each P&L, Balance Sheet, and Cashflow statement for added clarity.

All loans are independently calculated so you can start them on any date from the beginning of your plan to any time in the future.

The blue text is variable so you can also label each loan with the title of your choice. These headings will also automatically copy to the Income Statement, Balance Sheet and Cash Flow statements where needed to identify their respective line-item calculations.

If / when you want to make a change, just update this page and everything else will recalculate and all changes will automatically appear in their proper places.

This helps dramatically to enable you to make adjustments where necessary and for investors and lenders to intuitively understand your plan.

Use this section to…

  • Restructure debt to vendors
  • Purchase vehicles
  • Borrow working capital
  • Build up inventory

“As an experienced financial consultant, I was amazed at the depth of the package and its ease of use.”
– Tom Devine, The Clayton Group, New York, NY

screen image business plan debt financing wizard excel worksheetClick to Enlarge.

Here’s an Interesting Idea You Can Use…

screen image bizplanbuilder business plan template financial projection model excel pro

Click to enlarge

Supplementary “Use of Proceeds Summary” table suggests levels of investment required over 9/12/18/24 month periods

This enables you to prioritize your cash requirements to reach certain valuation milestones desired by most sophisticated investors. (When you understand this, you will realize why your deal will work and others won’t!)

Adjust what you want to do with what money you have for a 9 month, 12 month, 18 month, etc. interval.

If investors were to put more in, they would finance the further depth and breadth of development.

They should be set at stages of evolution (prototype, roll-out, expansion) — each level brings the company a higher valuation. The farther you go, the more value you’ll build — where is the optimum investment point for you and your investor(s)?

“Fund our operation for [00] months. This is what we can do…”

“How Much Is Your Business Worth?”

Quickly Analyze & Compare Various Financing Scenarios — for Yourself as Well as Your Investors

A similar question is…
“What’s your pre-money valuation?”

This is an important question. Investors will inevitably ask it… and you need to have a good answer — especially one that has some good analysis behind it.

For example…

If you demonstrate that your business is worth $900,000 and the investor puts in $100,000, they’d get 10% of the company. ($900K “pre-money”” + $100K investment = $1 million “post-money”.)

Can you build a case that your business is worth more?
With BizPlanBuilder, you can.

We use several methods to triangulate a respectable valuation for your business as well as to provide a credible explanation that you can use:

business financing plan Harvard Model

business financing plan 1st Chicago Method

business financing plan Discounted Future Cash-flow

business financing plan Common VC Formula

business financing plan Weighted Average (all of the above)


Learn More About the Valuation Portion of this Template

screen image jian business plan financial projection software excel template valuation

Click to enlarge

Exit Strategy? Return On Investment… Stock Give-Up?

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Quickly analyze & compare various financing scenarios
— for yourself as well as your investors.

Given a Certain Amount of Investment, How Many Shares Would Your Investor(s) Get?

(This is why valuation, above, is crucial.)

What % of the company would they own?
(We included a calculation to help you see that you will still become wildly wealthy even when your investor(s) get rich too!)

What might funding rounds two and three look like?

If you were acquired or went IPO, what might that look like?
Perfect for busy CFOs as well as start-up entrepreneurs — the logical presentation especially saves time explaining to non-financial stake-holders.

We also include a separate spreadsheet that helps you calculate your net return/profit if you were to sell your business.

  • Capitalization Table
  • Investment Analysis / 1,2,3 Financing Rounds / IPO / Sale?

Now you can easily develop a comprehensive financial plan for your business…

free business planning excel financial model

All Financial Statements Included:

screen image bizplanbuilder business plan financial projection excel template

Charts & Graphs Can Be Easily Customized in Excel to Your Needs

  • Financial Summary – consolidation of financial projections, plus headcount and capital requirements – automatically generated, including graphs and charts
  • Gross Profit Analysis(by product/service)
  • Income Statement (+ NOL carry-forward)
  • Balance Sheet(with out-of-balance flag)
  • Cash-flow Projection
  • Sensitivity Analysis (What-if… all on ONE page!)
  • Comprehensive Ratio Analysis (Shows 31 success indicators & trends—with ideas for corrections! Also includes direct links to enabling you to quickly compare with your industry. Free.)
  • Investor Deal Development & Analysis (enables planning for several rounds of financing + IPO)
  • Equity/Ownership Give-Up (see section below)

Charts Included:

  • Market Segments
  • Units Sold
  • Revenue Projections / Profit Center / Product
  • Revenue / COGS / Profit
  • Seasonal Sales
  • Headcount Growth & Personnel / Department
  • Use of Funds

Finance Plan

  • Market Size / Demand / Growth
  • Customer Acquisition
  • Product Mix
  • Sales Channel Mix
  • Marketing & Advertising
  • R & D, Equipment, Facilities
  • General & Administrative
  • Financing, Interest, Taxes

Automatic Financial Statements

  • Gross Profit Analysis
  • Income
  • Cashflow: Debt, Equity, Asset Sale / Combinations
  • Break-Even Analysis
  • Combination: Past/Present/Future P&L over Balance showing Ratio Trends

Select financial projections from the buttons across the bottom of your screen. Use just what you need. Everything adds up. You can see the math. Expert comments appear to explain every variable.

“Gives me all the formats and financial, but isn’t a “canned” plan — it allows flexibility. Thanks.”
~ Jon Loveless, Strategic Business Solution, Dousman, WI

Now You Can Use the Smartest Working, Most Comprehensive
“Strategic Business / Funding Plan” in the World Today

The Better Case You Make With Your Business Plan, the Better Funding Deals You’ll Make.

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Ideal for Business / MBA Students


  • Full Year Subscription to BizPlanBuilder
    The choice is easy - You get BOTH versions
    If you decide to go with the Windows version, there's no need to renew next year.
    Or use the cloud-based subscription to enable secure collaboration with your team.
    Subscription includes ongoing updates and renews annually.
  • Pre-Composed Sample Business Plans
    150+ Industry-Specific Sample Plans Reveal Ideas
    Inspire Customization to Your Vision and Purpose
    Unlike every other business plan templates, we actually intend for you to be able to use our copy vs. having to delete it or rewrite it.
  • Videos Introduce Each Section
    What Investors / Lenders Are Looking For
    Comments Throughout Offer Suggestions & Tips
  • Wizard-driven Financial Model
    Makes it Easy to Project Sales, Costs, Profit
    If you are an Excel user, you'll love the total flexibility to customize your financial model.
    Need an Excel expert? Look in our Expert Referral Network!
  • + 3 Fully Customizable Excel-Based Financial Workbooks
    "Visionary Funding" / "Expansion Plan" / "Non Profit"
    100% Customizable To Embody Your Business
    Project / Evaluate / Support Future Potential
    If you are an Excel user, you'll love the total flexibility to customize your financial model.
    Need an Excel expert? Look in our Expert Referral Network!
  • Includes PowerPoint / Keynote
    Investor Presentation ("Pitch" Deck) Template
    Tutorial Guides You Step-By-Step Through a Successful Pitch
  • CRM
    Organizes VIPs, Vendors, Investors...
    + Tasks + Events + Programs + Proposals
    Not trying to compete with SalesForce, Infusionsoft, Ontraport, and other marketing automation systems, but you do need to keep track of vendors, consultants, and others as well as VIP contacts.
  • Intro Letters, Advisor Invites, Worksheets
    Support Strategy / Raising Capital
  • Global 24/7 Secure Access
    Automatic Back-Up & Restore
  • Annual Subscription
    No Contract, No Commitment, Cancel/Suspend Anytime
    Use the online system as long as you need it, Subscription Renews in ONE Year Unless Cancelled Or Suspended -- You may want to keep it open for future updates, also allow investors and certain others read-only access.
  • Add Unlimited Number of Team / Advisors
    $10 / Yr each
    You Control All Access to Panels/Apps
    Gets Your Team Involved And Pulling Together
    Add an unlimited number of additional users... You also control access as well as read / write or read-only permission.
  • 60-Day "Be Smart With Your Business" Guarantee